A receipt layer for card payments

Your bank transaction should include the receipt.

MCPTrust is building a simple way to attach an itemized receipt to the card payment already shown in your banking app.

No QR code. No email address. No loyalty signup. No second tap.

Today

Bakery

$4.99

Receipt attached

2 items

Croissant
$3.25
Coffee
$1.17
Tax
$0.57
Total$4.99 CAD

Illustrative banking-app experience

How it works

The payment stays the same.

The receipt is added after the payment, through the systems merchants and banks already use.

01

The merchant sends the receipt

Items, quantities, discounts, tax and refund updates come from the point of sale.

02

It is matched to the payment

An agreed payment reference connects the receipt to the right transaction. We do not rely on a guess from the amount or merchant name.

03

The bank shows it

The bank decides how the receipt appears to its customer inside the transaction view.

If the match is not clear, nothing is shown.

The receipt layer sits outside payment authorization. It does not move money, change checkout or require customers to share card details with MCPTrust.

One payment. The full purchase.

Receipts are most useful where people already look.

Paper gets lost and emailed receipts are scattered across inboxes. Putting the receipt beside the payment gives customers one reliable place to find what they bought.

Find purchases

Search the transaction instead of a drawer or inbox.

Handle returns

Keep the purchase and its refund history together.

Understand spending

See the products behind a transaction total.

Canadian pilot

Let's prove it with one real purchase.

We're looking for a Canadian merchant or POS platform, a payment partner and a bank to run a focused pilot through one payment corridor.

The goal is straightforward: complete a purchase and show its itemized receipt beside the correct posted transaction, then keep refunds and corrections in sync.

Discuss a pilot

This is a pilot-stage product, not a live banking feature today.